
Understand the importance of having a good credit rating and credit score. You will learn how to keep your credit rating in good standing and what pitfalls to avoid.
As an added bonus, we will discuss fraud awareness, especially the red flags of investment fraud, which is the number one scam in Canada.
Presenters:

Elena Jara
Community Engagement Partner, Bromwich+Smith
Elena Jara has over 27 years of experience working with consumers from all over Canada creating, revising, and co-delivering Financial Resiliency workshops and webinars to provide consumers the tools to succeed financially.
Elena is now the Community Engagement partner for Bromwich and Smith Inc.
Ms. Jara is known for being a connector. Her partnership and network building skills have given her the opportunity to participate in many government and community networks that engages with diverse stakeholders on the importance of financial literacy education.
Elena has been featured in many media outlets such as Global TV, CTV, Toronto Star, The Globe & Mail and many more.
Ms. Jara received her Bankruptcy Insolvency Certificate from Ryerson University. Completed the Life Coach training through the YWCA program in 2010, and obtained her bachelor’s degree from York University.

Elizabeth Naumovski,
Financial Literacy Advocate
Multi-award winning Elizabeth Naumovski is a tireless advocate for financial literacy and female empowerment.
A successful Bay Street executive for over 20 years, she has championed for women in different countries for many decades.
Host of Finance Is Personal, public speaker, emcee, and panelist, she is highly sought after for her intelligence, knowledge, engagement and compassion.
Elizabeth was the 2021 recipient of the Wealth Professional IFSE Institute Award for Financial Literacy Champion. She was also the inaugural winner of the same award in 2019.
Elizabeth is a 2020 Mohawk Alumni of Distinction Award winner for Creative Arts & Design.
Since winning the award, she created the Elizabeth Naumovski Alumni of Distinction Bursary. This yearly bursary is for a single mother (or female) enrolled in any STEM course at Mohawk College.
Elizabeth was a finalist for the 2020 Wealth Professional Mackenzie Investments Award for Female Trailblazer of the Year.
Elizabeth is a firm believer of living a frugal and disciplined life and wants to make frugality fashionable for everyone.
Moderator:
Pat Dunwoody,
Financial Services Executive & QCC Board Director
Pat Dunwoody is a client-focused executive who brings a strategic perspective while developing quality initiatives. Her career was built on operational excellence & situational leadership while mentoring others around her.
She has spent over 30 years leading and helping organizations like Fidelity Investments, Invesco and industry-level committees to improve their efficiencies and customer service. Currently, she is the Executive Director of the Canadian ETF Association.
Pat collaborates with organizations across Canada to assist them with coaching emerging leaders, and their teams through development programs that increase awareness, productivity and engagement, to further their organizational goals. She believes that every individual and every team can succeed if given the right support.
She is also very involved in her community spending seven years as the Board Chair of Community Living Dufferin and is currently a Board member of Prosper Canada and QCC.